O'Fallon Missouri Mortgage Company

Few Home Buyers of O'Fallon, MO are in a position to buy a home without borrowing. For most folks, buying or refinancing a home means working with a mortgage company to find the right home loan. Even what appear to be small differences in loan programs can amount to tens of thousands of dollars in extra interest over the life of a traditional 30-year Fixed Rate Loan, so time spent finding an experienced, well-informed mortgage professional is an excellent investment.

Since Ryan Epper opened Lifestyle-Mortgage.com in 2001, he and his team of loan professionals have been delivering competitive rates, on-time closings, and outstanding client service to hundreds of homeowners across the Deep South and Midwest. No matter whether you're looking for a land and Mobile Home Loan to buy acreage outside O'Fallon, or a Jumbo Mortgage to purchase a lakefront executive home in North O'Fallon, or an FHA Loan Alternative for a starter home on one of O'Fallon's tree lined streets - you've found a capable mortgage company who will make getting your home loan straight-forward and easy. To get started on your next O'Fallon home loan, call or Quick Apply online right now!

Although some of our clients find out about Lifestyle-Mortgage.com from our website, many other mortgage clients come to us because a friend or neighbor has referred them. Either way, our home loan clients appreciate finding a team of mortgage professionals who are experts at spelling out loan options clearly and concisely without a lot of insider industry jargon. One of the reasons so few people enjoy shopping for a mortgage is that they expect to be confronted with a raft of technical terms and acronyms: partially amortizing Adjustable Rate Mortgage, blended rate loans, Sub-Prime loans, No Documentation Loans, and so on.

Our experts devote time to staying up to date on the latest new products for our clients, but we also recognize that not everyone has the desire to master a completely new language to get a loan. We'll spell out your O'Fallon, MO home loan options in plain English and help you choose the one that's right for you and your family. We'll be glad to assist you with a Stated Income & Assets loan or a No Income Verification ARM or any of our other excellent loan programs. To get started on your next O'Fallon home loan, call or Quick Apply online.

We don't want to sound too much like the Chamber of Commerce, but our clients have shared many reasons for buying a home or getting a Refinance Loan in O'Fallon, MO. If you have ever been to O'Fallon during the Annual Fall Festival, you know what a magnificent place the city is. However, scenery is only a small part of what so many people find attractive about living in O'Fallon. Not only is it close to St Louis, but O'Fallon also has good public schools, a diverse economy, and a friendly small-town atmosphere. The prospect for home values to appreciate as more people move to O'Fallon is very good.

Would you be surprised to learn that mortgage interest rates are better right now than at almost any other time in the last forty years? Most people know that rates have risen from their recent lows and that's made some Missouri residents shy about applying for a home loan or refinance. Although no one can predict rates with certainty, it's true that today's rates are very good when compared with other recent periods. With a pause in the real estate market, now might be the best time to finance or refinance an O'Fallon, MO home. To check rates or discuss your next home loan with a Lifestyle-Mortgage.com professional, phone or Quick Apply online.

No matter whether you are a First Time Buyer looking for a conventional 30-year fixed rate mortgage in O'Fallon, a home owner needing an FHA Loan, or a real estate investor looking at one of our Investor Refinance Programs for your tenth rental in the city for improved cash flow, Lifestyle-Mortgage.com strives to provide all clients with clear options, expert advice, competitive home loan rates, prompt responses, and an on-time closing. We're not the biggest mortgage company serving O'Fallon, but we aim to be the one that delivers consistently excellent results for our O'Fallon, MO home loan clients.