Mobile Home Loan

Lifestyle-Mortgage.com offers several options for clients looking for financing for a mobile home with land. The stark reality is, with annual double digit appreciation on housing and payroll lagging behind at 4% or less, traditional stick built homes are more and more becoming far out of reach of the average Home Buyer. At Lifestyle-Mortgage.com, we recognize this trend and know that manufactured homes offer great value with terrific per square foot pricing that today's traditional homes simply can't match. Refinancing a mobile home today is not nearly as difficult as you might think. Why not Quick Apply today!

Years ago, mobile homes were considered substandard and were not held in high regard by those who owned one. Today's manufactured home sure has gone a long way to changing that opinion. Many offer great amenities that would cost you tens of thousands of dollars more to achieve with a traditional block home. Better still, today's mobile homes are actually built to a higher standard than those required for traditional block homes. For instance, in North Carolina, it is not uncommon to see a 1800 square foot middle class home on the market for over $200,000.00 dollars. A savvy buyer can purchase a quarter acre lot outside of Charlotte, NC and put a 2000 square foot manufactured home for a package price of around $150,000.00 with typically far more featured built into their home. Now that's buying up and a perfect option for First Time Buyers!

Historically, mobile homes were considered a poor investment for the mortgage market because of home depreciation concerns. After 40 years of data, this has simply been shown to be inaccurate. The typical mobile home loan secured by a manufactured home tied to land appreciates using the same principles one applies to traditional stick built homes: Supply and demand. That's why we believe a quality land and mobile home mortgage package is really a good investment. Find out more: Quick Apply now!

If you reside in Alabama, Missouri, Mississippi, Tennessee or North Carolina, we may be able to assist you in financing your next Mobile Home Loan.

Our manufactured home loan terms allow for:

• Very Competitive low Fixed Rate Loans
• 1/1 Adjustable Rate Mortgage option to Qualified Applicants
• Up to 97% financing for Qualified Applicants
• Streamline Refinance Loan program for reduced costs to improve your rate and terms
• Single Wide mobile home financing
• Double Wide manufactured home financing
• Yes, we offer financing for Triple Wide mobile homes as well
• You can even do a Cash Out Refinance for Qualified Borrowers
• Down Payment Help programs are typically allowed
• Up to 6% seller concessions are allowed to qualified home buyers
• We can finance mobile homes built after June 1976 that bear the HUD required seal
• All manufactured homes financed must be tied to land. We cannot finance only the mobile home.

Don't Wait! Whether you're in Columbia, MO or Fayetteville, NC, Lifestyle-Mortgage.com loan professionals are standing by to help you qualify for your next Mobile Home Loan. Just use our Quick Apply