Conforming First Mortgages

These amounts will apply to all conforming conventional mortgages that are delivered to Fannie Mae or Freddie Mac for cash purchase or MBS pool issuance on or after January 1, 2007.

Number of Units	Maximum Original Principal Balance for a conforming Fixed Rate Loan or Adjustable Rate Mortgage to include conforming specialty products	Alaska, Guam, Hawaii, and U.S. Virgin Islands Only
1	$417,000	$625,500
2	$533,850	$800,775
3	$645,300	$967,950
4	$801,950	$1,202,925

Conforming Second Mortgage Loan Limits

Fannie Mae and Freddie Mac will purchase or securitize a second mortgage, provided that the property is the borrower's primary residence (i.e., not a second home or investment property). The maximum allowable original loan amount for a second mortgage is described in the chart below.

Number of Units	Maximum Original Principal Balance for a Second Mortgage	Alaska, Guam, Hawaii, and U.S. Virgin Islands Only
1	$208,500	$312,750
2	$266,925	$400,387
3	$322,650	$483,975
4	$400,975	$601,462

Further, the sum of the original loan amounts of the first and second mortgages, whether 80/20 Piggie Backs, 80/10 Piggie Backs, or any other combination multiple lean product cannot exceed the maximum loan limits for a first mortgage secured by the same property.

2007 Jumbo and Super Jumbo Loan Limits