Jumbo and Super Jumbo Mortgage Programs

Lifestyle-Mortgage.com offers a wide range of Jumbo Mortgage and Super Jumbo Home Loan Programs geared toward the affluent professionals such as the ones that live in Birmingham, AL or many of the other cities served by Lifestyle-Mortgage.com. Best of all these programs come with no limits placed on the amount to be financed outside of limitations placed by underwriting and risk regardless of whether you are in North Carolina, Alabama, Mississippi, Missouri or Tennessee.

Many affluent home buyers are unaware that payment or debt repayment history is not as important in a jumbo mortgage loan process as the likelihood of continued success in a chosen profession.

Whether you are in Franklin, TN, New York, Florida or New Jersey, underwriters must look towards this primary factor when reviewing a Jumbo or Super Jumbo home borrower's financial picture regardless of where that borrower lives. Certain industries and communities experience economic conditions that are temporary reflections of the economy as a whole and the underwriter must factor these temporary economic conditions into the overall Jumbo mortgage decision.

These sectors, such as Wall Street, can have significant temporary impacts on those affected by layoffs, bonus cuts, as well as investors who have seen hundreds of thousands in losses from their holdings.

These facts are taken into account during the Jumbo and Super Jumbo mortgage underwriting process to ensure a successful transaction for all parties involved from Brandon, MS to Charlotte, NC.

This means, yes, you can get financed with a 620 credit score while still getting a great rate and high LTV or CLTV Jumbo loan. Why not call today to speak with a professional mortgage counselor. Don't have time? Just use our Quick Apply application and we'll be more than happy to call you on your schedule.

The range of both the Super Jumbo Mortgage and Jumbo Home Loan Program for the Home Buyer and Refinance Loan client Include:

• Traditional Fixed Rate Loans:
  • 30 Year Fixed
  • 20 Year Fixed
  • 15 Year Fixed
• Adjustable Rate Mortgage Loans:
  • 1/1 ARM
  • 3/1 ARM
  • 5/1 ARM
  • 7/1 ARM
• Specialty Mortgage Programs:
  • No Income Verification Borrowers
  • Stated Income & Assets
• Secondary Finance Programs to Include:
  • Home Equity Loans
  • Home Equity Line of Credit
  • Second Mortgage Loans
• Interest Only Programs Which Cover the Full Range of product offerings
• And many other programs which can be tailored to suit your immediate and future financial strategies whether you're in Tennessee or financing a home right here in Alabama.

As a sophisticated home buyer or home owner, you want to work with a mortgage company that can afford you the opportunity to finance your property at the lowest cost and with the widest range of financial programs tailored to your financial goals. As Jumbo Mortgage and Super Jumbo Home Lending Specialists, Lifestyle-Mortgage.com can give you expert advice for any of these kinds of loans. You owe it to yourself to speak with a Lifestyle-Mortgage.com representative. Call today for a free, no obligation, consultation or use our fast and easy Quick Apply application.