Costs To Close

At Lifestyle-Mortgage.com, we believe in the principle of being an UpFront Mortgage Banker and firmly believe that our clients deserve to know the true costs to close on their home!

• WE charge no application fee in our closing costs
• WE charge no credit report fee as part of your costs to close
• WE charge no administration fees in your closing costs

If you're shopping for a home loan in Brentwood, TN, St. Louis, MO or any other city, be certain to ask any mortgage broker for two important things:

1. Good Faith Estimate (GFE)
2. Truth In Lending

Closing-Cost

The Good Faith Estimate will explain the closing costs associated with your loan line by line. The Truth In Lending will tell you the overall APR of the loan. The key to the APR is this: the better the APR, the better the deal. Because APR includes closing costs, finding the lowest APR is the key to sorting alternatives with all else being equal. In short, a lower APR includes the closing costs fees and is a better measure of the true cost of the loan that the interest rate alone. No matter whether your looking in Southaven, MS, Raleigh, NC or anywhere else we originate loans, the principle is the same.

So when shopping for a home loan, shop APR and not always the loan rate. Remember, when shopping, that no matter how low the loan rate, if you can't close with that program or you're placed in the wrong loan for your situation, it can cost you far, far more than the quarter percent you saved shopping your rate.

Remember: Income + Lifestyle = Mortgage Payment

Complete our Quick Apply application then just fax us your best GFE and we will beat it to give you the best closing costs in Hoover, AL or any other city where we close loans.